Prepare for Tranche 2 reforms (July 2026)

AML Risk Assessment

15 questions. 10 minutes. You'll know where you stand before the deadline hits.

An indicative tool to help you prepare — not a compliance assessment.

15
Questions
~10
Minutes
3
Priorities
Start Assessment

Press Enter ↵ or click to start

No account required • Results saved locally • Free

The rules are changing on 1 July 2026

You run an accounting firm. A law practice. Maybe a real estate agency. Anti-money laundering? Not your problem. Until now.

Australia's Tranche 2 AML/CTF reforms could put your profession under AUSTRAC regulation for the first time. The AML/CTF Rules 2025 outline new obligations that may apply to how you operate every single day.

AML/CTF programme. Customer due diligence. Suspicious matter reports. Do those words mean anything to you right now? For most small business owners, the honest answer is no.

That's the problem. The deadline isn't waiting for you to catch up.

Who's affected?

Legal

Lawyers: you’ll need an AML programme before you can open a file.

Accounting

Accountants: tax returns are just the start of your new obligations.

Real Estate

Real estate agents: you’re in scope from day one.

Trust & Company Services

Trust and company service providers: this affects you too.

Find out where you stand

Here's what it does. 15 questions about how your business works right now. About 10 minutes. You get a readiness score and your top 3 things to work on first.

No jargon. No fine print. Plain-English questions. Straight answers.

An indicative tool to help you prepare — not a compliance assessment.

  • Free
  • No account required
  • Your data stays in your browser

How it works

  1. 1

    Answer 15 questions

    Your business. Your clients. Your controls.

  2. 2

    Get your score

    0 to 100 readiness score. One number. No hedging.

  3. 3

    See your priorities

    The 3 things to work on first. Before the deadline hits.

Why you can trust this tool

Aligned with AUSTRAC guidance

Scoring based on the AML/CTF Rules 2025. Built from published regulatory guidance so you know the questions actually matter.

Open, transparent scoring

Every score traces back to your answers. No black boxes. You can see exactly how your result was calculated.

Validated data

Questions and weights reviewed against published AUSTRAC guidance. Nothing made up, nothing guessed.

This tool is not endorsed, approved, or affiliated with AUSTRAC.

Common questions

Is this really free?
Yes. No credit card, no account, no catch. This is a free educational tool to help you prepare.
What happens to my data?
Your data stays in your browser. We don't collect, store, or sell your answers.
Is this an official AUSTRAC tool?
No. This tool is not endorsed, approved, or affiliated with AUSTRAC. This is an independent educational resource.
Can I rely on the results?
The results are indicative only. They may help you understand where to focus, but you should always get professional advice. See our disclaimer for full details.

The deadline is July 2026. Ten minutes from now, you could know where you stand.

Free. No account required. No catches. Just answers.

Start Your Assessment

Important information

Tranche 2 Scope: This assessment covers AML/CTF obligations for professional services under AUSTRAC's Tranche 2 reforms, effective July 2026. Requirements may vary based on your specific activities and client base.

If you're unsure whether your business provides designated services under the AML/CTF Act, confirm your scope using AUSTRAC guidance or seek professional advice before making compliance decisions.

An indicative tool to help you prepare — not a compliance assessment.

This tool is not endorsed, approved, or affiliated with AUSTRAC.